Insurance Plans Accepted at Advanced Smile Care
We accept most major dental insurance plans and are committed to helping you use your benefits effectively. Our knowledgeable staff will work directly with your insurance company to verify coverage and handle claims on your behalf.
MetLife Dental Insurance
Advanced Smile Care proudly accepts MetLife dental insurance. Our team is experienced in working with MetLife’s various plan options and will help you understand your specific coverage levels. We’ll submit claims directly to MetLife and provide you with accurate estimates for any out-of-pocket costs before beginning treatment.
United Healthcare Dental Insurance
We welcome patients with United Healthcare dental coverage. Our insurance coordinators are familiar with United Healthcare’s policies and procedures, ensuring smooth claim processing and helping you maximize your annual benefits. We’ll verify your coverage details and explain how your plan applies to different dental services.
Additional Insurance Providers We Work With
Beyond MetLife and United Healthcare, we work with numerous other dental insurance providers. We accept most PPO plans and are happy to verify coverage for any insurance plan. Even if your specific provider isn’t listed, please contact our office – we may still be able to work with your insurance company to help you receive the care you need.
How to Use Your Dental Insurance Benefits
Understanding your dental insurance doesn’t have to be overwhelming. Our team is here to guide you through every step of using your benefits at Advanced Smile Care.
Understanding Your Coverage
Dental insurance plans typically divide coverage into three categories. Most plans cover preventive care at the highest level, basic procedures at a moderate level, and major dental work at a lower percentage. We’ll help you understand exactly what your plan covers and what your expected costs will be for any recommended treatment.
Maximizing Your Annual Benefits
Most dental insurance plans operate on a calendar year with a “use it or lose it” policy for your maximum annual benefit. Our team will help you plan your treatment to make the most of your benefits before they reset. We can also help you strategize treatment across benefit years for more extensive dental work.
Pre-Treatment Estimates and Authorization
Before beginning any significant dental work, we provide detailed pre-treatment estimates. This process involves submitting your treatment plan to your insurance company to determine exact coverage amounts. You’ll know your out-of-pocket costs before we begin, eliminating surprises and helping you make informed decisions about your dental care.
No Insurance? Flexible Payment Options Available
We believe everyone deserves access to quality dental care, regardless of insurance status. Advanced Smile Care offers several options to make dental treatment affordable for all our patients.
In-House Membership Plans
For patients without dental insurance, we offer in-house financing options that can make dental care more accessible. Our team can discuss these options during your visit and help you find a solution that fits your budget.
Third-Party Financing Options
We work with CareCredit and other financing providers to offer flexible payment plans for dental treatment. These options often include interest-free periods and extended payment terms, making it easier to get the care you need when you need it.
Cash Payment Discounts
We appreciate our cash-paying patients and offer options to help make treatment more affordable. Ask our team about available discounts and payment arrangements for services paid at the time of treatment.
Insurance Verification Process
We’ve streamlined our insurance verification process to make your visit as smooth as possible.
What to Bring to Your First Visit
To help us verify your insurance coverage efficiently, please bring:
- Your dental insurance card
- A photo ID
- Any recent explanation of benefits (EOB) statements
- A list of questions you may have about your coverage
Having this information ready helps us verify your benefits quickly and accurately.
How We Handle Claims and Billing
Our experienced billing team handles all insurance claims electronically, ensuring faster processing and reimbursement. We submit claims on your behalf and follow up to ensure timely payment. You’ll receive clear statements showing what your insurance covered and any remaining balance.
Questions to Ask Your Insurance Provider
While we handle most insurance matters for you, it’s helpful to understand your plan. Consider asking your insurance company about:
- Your annual maximum benefit
- Your deductible and current year-to-date totals
- Waiting periods for specific procedures
- Coverage percentages for different types of treatment
- Network status of our practice
Common Insurance Coverage for Dental Services
Understanding typical coverage levels helps you plan for dental expenses and make informed decisions about your oral health care.
Preventive Care Coverage
Most dental insurance plans recognize the importance of preventive care and cover these services at the highest level. This typically includes routine cleanings, exams, and X-rays. Many plans cover preventive services at 80-100%, encouraging patients to maintain regular dental visits.
Basic Restorative Procedures
Basic procedures like fillings, tooth extractions, and basic periodontal treatment are usually covered at a moderate level. These essential services help maintain your oral health and prevent more serious issues from developing.
Major Dental Work Coverage
Major procedures such as crowns, bridges, dentures, and dental implants typically have lower coverage percentages. However, these services are often necessary for maintaining proper oral function and health. We’ll work with you to maximize your insurance benefits and explore financing options for any remaining balance.
Frequently Asked Questions
Does Advanced Smile Care accept MetLife dental insurance?
Yes, Advanced Smile Care in San Antonio accepts MetLife dental insurance. We’ll help verify your coverage and maximize your benefits for all dental services.
What if my dental insurance isn’t listed?
Even if your specific insurance isn’t listed, we may still accept it. Contact our office at (210) 866-8840 to verify coverage—we work with many PPO plans.
Do you offer payment plans for patients without dental insurance?
Yes, we offer several payment options including in-house membership plans, third-party financing through CareCredit, and cash payment discounts.
How much will my insurance cover for dental procedures?
Coverage varies by plan, but typically preventive care is covered at 80-100%, basic procedures at 70-80%, and major work at 50%. We’ll provide a pre-treatment estimate.
Can I use my insurance benefits at Advanced Smile Care immediately?
Most dental insurance plans can be used immediately for preventive care. Some plans have waiting periods for major procedures. We’ll verify this during your visit.
